Invest in mPokket

Marwari Capital is working exclusively with mPokket, an India-based fintech providing short-term loans to college students. The company maintains a S&P BBB-Stable rating, and recently secured a $60M investment from Barings Asia.
For US investors seeking exposure to Asia-based opportunities, Marwari has created a Delaware registered fund to invest in the corporate bond of mPokket.
Investors receive a fixed net annual return of 14% USD, paid quarterly. Audited financials and tax returns can be shared, post NDA completion.
Request NDA for Data Room

mPokket Investment Profile

mPokket Snapshot ($USD)

  • Provides short-term instant loans of $5-$500
  • $90 million in loans issued per month
  • 20 million current registered users
  • Credit Rating of BBB (Stable) from CRISIL - Standard & Poor’s subsidiary

2024 Financials (Actuals) *

  • $155M Net Revenue ($USD)
  • $45M Net Profit (margin of 30%)
  • $60M Credit Facility from Barings Asia
  • Net Debt to Equity ratio of 1.3x
* 2024 Financials from April ‘23 – Mar ‘24

Customer Experience

  • 4.4★ rating (1.9 million google reviews)
  • 20 million app downloads
  • 9M new registered users (Jan – Dec. 23)
  • Lowest % of complaints at .0023% Number of complaints / Total Customers

Loan Approval Process

  • 10-minute application that's 100% Online
  • Receipt of funds in less than 30 minutes
  • Initial Loan Limit: Students: $12.5 / Salaried: $25

Investment Summary

Opportunity to invest in the senior debt securities offered by mPokket
  • Investment Vehicle: Delaware Registered LP (K1's to all LP’s)
  • Expected Returns (USD): 15.5% Gross (14% Net)
  • FX: Interest & Principal fully hedged
  • Payment Frequency: Quarterly
  • Debt Securities: Secured by Corporate Guarantee & 1.35x underlying receivables
  • Minimum Investor Commitment: $100 thousand
  • Investment Duration: Fixed period of 3 years
  • Banking Partner: Chase Bank
  • Contact: Manish@IndiaFintech.fund
SECURITIES OFFERED THROUGH FINALIS SECURITIES, LLC. MEMBER FINRA/SIPC/BROKERCHECK
Securities are offered through Finalis Securities LLC Member FINRA / SIPC. Marwari Capital is not a registered broker-dealer, and Finalis Securities LLC and Marwari Capital are separate, unaffiliated entities. Finalis Privacy Policy / Finalis Business Continuity Plan / FINRA BrokerCheck. MarwariCapital.com is a website operated by Marwari Capital, a privately held Florida limited liability company. Marwari Capital provides financial and strategic advisory services.

Request NDA

Praise joined Marwari Capital as a Business Analyst in 2023, and is responsible for business development and deal originations. He is currently a Finance major at Cleveland State’s Ahuja College of Business.
Mr. Mutamba has helped lead the fundraising campaign for HairSmart Inc, an early start-up in the product development industry. During this time, he developed the marketing strategic plan, managed vendor relationships, and monitored fundraising campaign KPI’s and budgets.
Praise is a certified personal trainer in the fitness industry, and an avid rugby player. He is an active member with Global InterVarsity’s mission journeys at Cleveland State University.
Education
  • BBA in Finance, Cleveland State University Class of 202
Mathu is a Business Analyst and is responsible for financial research and diligence on new opportunities.
Ms. Mohan began her career as a Process Analyst at RRD Go Creative, where she analyzed work data to develop strategies for streamlining corporate processes. Mathu later worked as a Project Leader at Ageas Federal Life Insurance, where she utilized her Engineering background to lead technical projects related to IT process improvements and developing operational procedures for new contracts.
Mathu volunteers with E Square Academy and various Animal Welfare non-profit organizations. She helped to organize and launch the IFFT Badminton Tournament, representing one of the largest decathlon events in Kerala, India.
Education
  • Bachelor of Technology in Engineering, Kerala University